Q. I am a FERS employee with a CSRS spouse who is retired. When I retire, in the event of my death, will her retirement pay be reduced when she gets my Social Security monthly survivor benefit? She has no Social Security eligibility.
Browsing: Creditable service: FERS
Q. I have been hearing impaired all my life. My audiograms (hearing tests) throughout the years have shown a progressive decrease in my hearing. My recent last audiogram showed that my hearing is so bad I automatically meet the qualifications for Social Security Disability Insurance. I have worked in a federal prison for nine years and have feared for my safety for quite a while, but am the sole bread winner of my family and need the money to survive. As a requirement for FERS disability retirement, I’m supposed to apply for SSDI also. On one hand, I automatically qualify,…
Q. When I reach my minimum retirement age of 56, I will have worked for civil service for almost 35 years. Will I receive a full retirement check without any penalties, or do I still have to wait until I’m 62 since Social Security is considered part of my retirement as I’m a FERS employee?
Q. If I retire under FERS before I reach age 62 and get special retirement supplement, does my spouse’s income affect the SRS?
Q. I am a federal law enforcement officer under FERS. The minimum retirement age in my field is 50 or 25 years at any time. We collect 1.7 percent per year for the first 20 years. At 10 years, we can apply for a deferred annuity at the MRA. I am 34 and considering resigning early to pursue opportunities in the private sector. I will have 10 years in service soon. Is there an advantage to waiting until I have 10 years? Assuming I apply at 50 and have accumulated 10 years of service accruing 1.7 percent per year, what…
Q. I am a federal employee with 33 years and five months of cumulative service — 12 years and four months of that service is attributable to active-duty military time that I had purchased back during my first few years of civilian service. When computing my FERS retirement benefit, does the government consider that 12 years and four months for purposes of calculating the Social Security Offset (if I retire prior to age 62)? No one in my agency’s HR can confirm this.
Q. I am a 50-year-old dual-status Air National Guard military technician under FERS. If I decline to enter into the Disability Evaluation System solely for a fitness determination, and am involuntarily separated for Physical Disqualification IAW AFI 36-3209, paragraph 3.14 for enlisted personnel, am I entitled to the special retirement supplement immediately if I retire under a discontinued service retirement with 24 years and four months of service, or will it begin at minimum retirement age (56 years for me)? If I enter into the DES and the time it takes to go through gets me over 25 years service…
Q. I am a special provision FERS employee and, with my credited military service, I will have 34 years of creditable service for the annuity computation. With 1.7 percent per year for the first 20 years and 1 percent per year 20 years, my calculation has: 20 years x 1.7 = 34 percent, 14 years x 1 percent = 14 percent. 34 percent + 14 percent = 48 percent of my high-3. Is there a cap on the FERS annuity calculation like there is on CSRS?
Q. My wife is 65 and is retiring under FERS from federal service at age 66 (in one month). I resigned under FERS two years and three months ago while not old enough for Medicare but was self-employed for the past two years, now employed by a nongovernment contractor. I had Federal Employees Health Benefits coverage separate from my wife’s FEHB coverage while employed in federal government service. My wife had her own coverage until I quit federal employment, then she started FEHB family coverage to cover both of us. She had Medicare coverage simultaneously for part of the last…
Q. I retired with 20 years of military service. I then spent 10 years under FERS and will spend my last 10 years under the law enforcement retirement due to a merger from my old department to a new one. I will be allowed to stay until I reach age 60 in five years. Is it worth buying my military time? Will I ever recoup it?