Q. I’m 49 years old and I have 18 years in with the post office. I’m under FERS. I want to get in my 20 years and then I want to leave the post office and open up a catering business. When I leave the post office, will I be able to draw on my 20 years at retirement age of 62 or will I lose the time I have in and end up with nothing for leaving early? If I get anything, how will I know how much I can expect to get?
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Q. I was in the Army for eight years. After I got out, I spent 15 years in the National Guard. I got a job with the Postal Service. Now that I am 60, I applied for retirement with the Guard and they used the eight years for my retirement. I bought the eight years back when I joined the Postal Service. Can I use the eight years for the Postal Service retirement also?
Q. I recently returned to the federal government, and have 21 months in my current return. My total federal service will be 22 years in October. I had an on-the-job injury while with the Postal Service, and this injury has gotten worse since a car accident and surgery (I work for the Department of Veterans Affairs). I do not know how much longer I can work (pain, medication, etc). Am I qualified for disability retirement with medical benefits, even though my current return to federal service is less than five years?
Q. I am 53 years old and will have 30 years of service with the Postal Service under CSRS. If I leave the post office before I am 55 years old, will my annuity start when I turn 55?
Q. I am refinancing my house and the mortgage company wants documentation of annuity and how long I will receive it. My husband passed away and was a postal worker. I need to know where I obtain this.
Q. I am a letter carrier covered by FERS and I have 26 years in. I am 49 years old and my minimum retirement age is 56 years and six months. I would like to leave the post office, get a job with the Veterans Affairs Department and work there until my MRA. Would I get the same retirement at VA as I would get with USPS if I stayed there until my MRA?
Q. I am a CSRS Offset employee who retired in 2007 from the Postal Service. I just turned 62 and the Office of Personnel Management started reducing my annuity due to eligibility to SSA. I also applied for Social Security. After receiving one full check, they too have reduced my check under the windfall elimination provision for the same exact amount as the OPM reduced it. Is this possible?
Q. I resigned from the Postal Service in 2010 and, at that time, I had 32 years in at the age of 52. I wish to freeze my retirement until age 55. At that time, I wish to draw it. They accepted the resignation. I was a Level 22 under CSRS. The paperwork they sent me says I have to be 62. Can you advise?
Q. I am a level 13 postmaster who will receive a reduction-in-force notice in June 2014. My position as EAS 13 Postmaster will be demoted to an EP-55 Part-time Career employee. My plans were to take the RIF in June and leave in September 2014. I am 51 years old and have been a CSRS employee since I was hired in 1983. I was counting on leaving under the discontinued service retirement in June. However, now that they have offered this Voluntary Early Retirement Authority even though it offers no incentive, should I take the “safe” out now or wait…
Q. I have worked for the Postal Service for 18 years. If I decide to terminate my employment, will this affect my retirement benefits when I retire? Do I need a minimum of 20 years to get anything?