Q. Can I use my sick time to retire at an early age and still be eligible to receive the 1.1 percent FERS annuity calculation? I am a 26-year employee of the Postal Service, age 60. I have 1,700 hours of sick time.
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Q. I earned 40 quarters of Social Security before I worked at the Postal Service. Now I have 32 years under CSRS. Will I receive both, or will one be reduced? If so, by how much?
Q. Is there any legal way around the windfall elimination provision if you have only the 40 quarters of Social Security. My pension was reduced nearly 50 percent because of this act. My wife collects Social Security. Could I get half of her benefit and give up mine? She gets over $1,300 a month while I am now getting $349 monthly. I had over 38 years under CSRS with the Postal Service.
Q. I’m a full-time regular employee for the Postal Service. I work at a facility that is scheduled to close soon, resulting in the loss of my position. For the past several years, I also have been working part time for the Veterans Affairs health care system. If I transfer to a full-time position at VA, will my FERS contributions, annual and sick leave transfer, too? I’m 52 years old with 32 years of federal service. My minimum retirement age is 56 years.
Q. I have 32 years of service in the Postal Service. I resigned in 2009 at the age of 52 with the stipulation I would collect my retirement at the age of 55. I’m under CSRS. I looked at my paperwork and it is showing retire at age 62. Can I receive my retirement when I turn 55 next month?
Q. I am 59 years old. I receive a CSRS disability annuity from service with the Postal Service. When I turn 62, I will also qualify for a Social Security annuity. Will I still receive my CSRS disability annuity at that point? Will I have the option of postponing taking my Social Security?
Q. I retired on CSRS disability from the Postal Service in 1989. I had already worked and paid in all my quarters to draw my Social Security before I started working for the federal government. Will or can my Social Security check be offset by the Offset Law that was passed in 1986? I have been told it would not be.
Q. I have worked for the Postal Service for 25 years. I will be turning 50 years old in three months. If I choose to retire at the end of the year, would I be able to collect retirement benefits then, or do I have to wait until I am 56? I am under FERS. Also, would I get health benefits?
Q. I am 52 years old with 32 years of service as a letter carrier in the Postal Service. Are early-outs offered at this time? If not, are there other options of retirement even with a penalty?
Q. Is there an advantage to taking a disability retirement vs. a regular voluntary retirement? I am a 60-year-old Postal Service employee under CSRS with 38 years of service. My doctor agrees that I can no longer perform my job and will back me if I go for disability, but is it better financially one way or the other?