Q. I am 50 years old with 30 years of service. Can I resign and not receive any benefits, until I turn 57 years old, without penalty?
Browsing: FEHBP
Q. I am hoping to leave service at 59 years old with 25 years of service. I was planning to postpone my annuity start date until I was 60. My understanding is if I postpone and do not defer my annuity, I could resume as if I just left service. I would be entitled to health insurance and my supplement until age 62; if I deferred I would be ineligible for either. I believe the words “postpone” and “defer” are not the same, though are similar in meaning. Do I need to meet my minimum retirement age to qualify for a postponed retirement?
Q. I’m retired and will soon be 65 years old, which means I will enroll in Tricare and Medicare, leaving federal-level coverage of Blue Cross Blue Shield. Can I reenroll in the FEHB program if I’m not happy with Tricare? I also have Aetna federal dental plan? Can I keep Aetna with Tricare?
Q. I signed up for Medicare in 2015, and now I’m signed up for Social Security. I’ve been asked about signing up for Part B; when I had checked about it last year I was told that I didn’t have to sign up — it was up to me. Should I get Part B? If I should but end up not signing up, I imagine it’s going to cost me a lot of money.
Q. I am 52 years old with 30 years of federal service under my belt. There is a possibility my agency will do away with my position. What are my options should this happen? I am not in a position that I can relocate to another area. Will I lose my FEHB if my position is abolished and I cannot find another federal job? Will I be eligible for immediate retirement even though I don’t meet the MRA requirement? FEHB is the only health insurance I have. My husband does not have a health insurance plan. Do I still qualify for…
Q. If we suspend Blue Cross Blue Shield coverage in favor of Tricare, can we only re-enroll during Open Season? Would pre-existing conditions be covered? Can BC/BS Federal deny re-enrolling us if we have cancer? Is there a financial penalty if we do decide to re-enroll?
Q. I am 53 years old, and I’ve worked with the U.S. Postal Service as a clerk for 31 years. I am thinking of retiring in one year. Would I be able to keep my health insurance until I’m eligible for Medicare? If I cannot, can I pay for my same policy through the Postal Service even though I am retired from it? How long would I be able to carry forward my same health plan? My main concern is my health insurance — I heard that you can pay an additional fee to keep your health insurance policy via the Postal Service.
Q. I am turning 65 in February 2016. I currently carry the FEHB BCBS plan for my family. I want to suspend my FEHB until my husband turns 65 and carry his employer s plan for the family until then. However, I can’t find that option on FEHB Form 2809 or Form RI 79-9. I have been retired for several years and need to make this change before the end of open season. Can I do this without incurring Medicare penalties or losing my right to lift the suspension and claim FEHB health benefits at a later date?
Q. I am 64 and retired from both the Air Force and civil service, with Tricare and the Mail Handlers Benefit Plan. I plan to sign onto Medicare by age 65. If I suspend my MHBP, does that mean I could reactivate that insurance if I decided I needed it again?
Q. My husband works for private industry and is covered under his company’s group health plan, which is Blue Cross/Blue Shield. I am a federal employee and have been covered under the FEHB by GEHA for over 30- years. May I change to the FEHB’s Blue Cross/Blue Shield during open season even if my husband is covered under the same health insurance company? Would that be like a married couple having two separate Blue Cross/Blue Shield policies with separate deductibles, or can both my husband and I be carried under each other’s Blue Cross/Blue Shield plan?