Browsing: Tricare

Q. I am 65 and plan to retire in two years. I have Medicare now as my primary. I have federal Blue Cross as secondary and Tricare as third. (I am a retired Navy veteran.) My wife is 59.  She has had four knee replacements and has a lot of issues with arthritis. Tricare says I have to have Medicare Part A and B. Once I drop Tricare, I understand I cannot get it back. I feel that my wife and I are grossly overinsured. However, it appears that I have to keep it all — Medicare A and B,…

Q. I do not carry Federal Employees Health Benefits because I came to federal employment after retirement from the military and I have Tricare for Life. I have also turned 65 and have Medicare Part B. When I recently went to a retirement planning seminar, I was informed that I could sign up for FEHB during the open season this fall and then carry it into retirement in 2014. Although I would not have the five-year continuous FEHB coverage prior to retirement, I was told that having Tricare will satisfy the five-year requirement. Further, I was told I could sign…

Q. I’m retired military and a current FERS employee. My medical coverage is Tricare, which I’m very happy with. In six years, I would be eligible for a federal retirement. Those six years give me time to enroll in Federal Employees Health Benefits if I would like to carry that coverage into retirement. My health is good. What factors would I consider in deciding to stay with Tricare, or add FEHB coverage if I retire at age 56? Does Medicare coverage factor in?

Q. I retired from active duty after 24½ years and immediately started as a federal employee, for 7½ years now. I’ve never elected Federal Employees Health Benefits coverage because I’m enrolled in Tricare Overseas. I’m planning to retire at MRA+10 in 2½ years at age 57½. 1. If I begin enrollment now in FEHB and retire at my minimum retirement age in 2½ years, can I count the time in Tricare toward the five-year enrollment requirement for FEHB? 2. If I don’t enroll in FEHB now, can I count my time in Tricare for the entire FEHB five-year enrollment requirement…

Q. I have been a civilian employee for 12 years and plan to retire at the end of January. I am a retired Navy officer who has been covered under Tricare/CHAMPUS family plans since 1979. Will my five years under a federal government medical care program be covered by my 30+ years of continuous Tricare coverage? I plan to enroll in the Federal Employees Health Benefits plan during the open season and want to be able to carry FEHB into retirement.

Q. I am a retired CSRS federal employee and have Blue Cross/Blue Shield as primary coverage for myself and my husband. He is retired military and has Tricare Prime for himself and me as secondary coverage. Under Obama’s new health coverage plan, will we be able to continue our coverage as is? Have the BC/BS 2014 premiums been determined/published?  Will I receive notification from the government, as in past years, that it is open season and, if I do not want to change, or am not forced to do so, will I do nothing? Are we required to register/enroll in Obama’s health care coverage since…

Q. I am retired military and have the Tricare plan. I’m a FERS employee for six years. I have never enrolled in the Federal Employees Health Benefits program. I am 62 years old and eligible for immediate retirement. Because I have been enrolled in Tricare and not FEHB, will I be eligible to enroll in FEHB when I retire because I was enrolled in a federal health plan? Or must I be enrolled for five years prior to my immediate retirement? When I first became a FERS employee, I thought I saw something about if you are in Tricare, you…

Q. I am a 66-year-old military retiree who has health insurance coverage under Medicare parts A & B and Tricare for Life. In addition, I retired under FERS, but I have never had individual Federal Employees Health Benefits because I have been covered under my wife’s (a FERS civil servant) family FEHB plan for 20 years. She is retiring in a month and plans to continue her FEHB policy for at least five years until she reaches age 65, when she is Medicare eligible. If my wife switches at retirement from a family to an individual FEHB plan, will I…

Q. I have GEHA health insurance and primary and Tricare Standard as secondary coverage. When I reach age 65, my wife will be 64. Thus, how will Medicare apply to she and I? Must I keep my Federal Employees Health Benefits insurance until she is 65 to be covered by Medicare? I think my Tricare coverage will convert over to Tricare for Life at 65.