Q. Can a survivor annuity be terminated if the anticipated survivor predeceases retiree?
Browsing: spouse benefits
Q. Can a CSRS retiree collect half of a spousal benefit under Social Security to get a higher benefit than he would receive under the windfall elimination provision? My Social Security check was reduced nearly 50 percent. If I could collect half of my wife’s benefit, I would come out a few hundred dollars ahead every month.
Q. Do federal retirees have to elect for spousal annuity benefits for spouses to be eligible for Federal Employees Health Benefits upon retirement? If so, can the retiree elect to discontinue spousal annuity if the spouse obtains his/her own coverage after retirement? Does it vary between CSRS and FERS?
Q. I am a CSRS Offset employee planning to retire at the end of the year. Do you know how much of a percentage (penalty) I’ll have to pay out of my retirement check since I’ll be collecting Social Security? Will I be able to collect on my husband’s Social Security if he dies before me?
Q. I retired five years ago and took the survivor annuity out for my wife. If my wife would die before me, would the money I paid five years ago be refunded to me?
Q. My husband is a Postal Service employee who will be eligible for retirement shortly. We have been married for 3½ years. I have been covered under his health insurance plan (GHI) since we were married. If my husband retires before our five-year anniversary, am I still eligible for continued coverage under his plan (even though I will not have been covered under his plan for the full five years)?
Q. My husband is a federal employee who never worked under Social Security. I have worked 30 years under Social Security. If I retire, I assume I will receive my full benefit from Social Security. However, what happens if he dies? Will this reduce my benefit from Social Security as his survivor?
Q. I am under CSRS. I have 39 years of service and will retire when I get 40 years. If I elect to reduce my spouse’s benefits to less than 55 percent, how will that affect my retirement benefits? If I select a 40 percent annuity, will I receive the 15 percent difference in my retirement?
Q. My wife is nine years older than me and will begin apply for Social Security when she turns 62. I will retire (FERS) four years after that at age 56. At age 62, will my Social Security benefits be reduced because my wife is already on Social Security?
Q. I am a 66-year-old military retiree who has health insurance coverage under Medicare parts A & B and Tricare for Life. In addition, I retired under FERS, but I have never had individual Federal Employees Health Benefits because I have been covered under my wife’s (a FERS civil servant) family FEHB plan for 20 years. She is retiring in a month and plans to continue her FEHB policy for at least five years until she reaches age 65, when she is Medicare eligible. If my wife switches at retirement from a family to an individual FEHB plan, will I…